Financial
Insights

Featured image for “The language of Investment marketing”
From my experience, most investors are very trusting of whoever is advising them about where to place their money for a long term return. While a growing number of such investments are placed into international UCITs the majority of such monies are placed in the unit funds of either life
July 16, 2020
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7,271 – 520,000 – 11,000,000 In my newsletter at the start of June I cautioned that as lockdowns were eased globally the following weeks would tell a lot in terms of ongoing infection figures. As the World enters its sixth month of Covid-19, the numbers above represent respectively the daily
July 7, 2020
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Featured image for “When advice can become dangerous”
From an investment management point of view, reduced risk has much to do with the historic perspective of locking in guaranteed rates from Government Bonds. Of course, on an historic basis, such lock-ins then were far more attractive than they are now as, in the past, interbank interest rates were
July 5, 2020
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Featured image for “High Net Worth Divorce”
Taking sides Without wishing to take sides, as all marriage breakdowns have their own unique circumstances, it sometimes transpires that one side quite often has a significantly unfair advantage in understanding the combined moving parts of investment assets, investment products, risk and reward trade-offs as well as the broader tax
June 22, 2020
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Featured image for “Managing the client rather than their assets”
Financial history is peppered with stock market crashes, property market booms and busts and a vast array of stories of individuals who have either made or lost fortunes, or even both. Irrespective of the past, a financial adviser deals with the here and now as well as the future, keeping
June 20, 2020
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Featured image for “Ask your financial adviser these 9 questions”
It’s that time of the year when everyone takes stock of what they should have done in the last year and what they really should do in the coming year. So if you are really going to get stuck into this area now, here are eleven questions to ask either your current
June 15, 2020
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Featured image for “Covid-19: Financial Markets Update 2/6/20”
“Should I Stay or Should I Go?” Some weeks ago we mentioned the dilemma that politicians worldwide faced on when and how to open up their economies. Those of you reading this update that are old enough to remember this song from The Clash in 1982 might also remember the
June 2, 2020
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Featured image for “What do Financial planners do?”
When I mention that I am a Financial Planner to someone who doesn’t know me I sometimes get strange looks as if I am either someone from other space. Maybe it’s because the words “Financial Planner” have become confused in most people’s lexicon with terms such as “Financial Adviser” or “Financial Consultant”. It
May 23, 2020
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Featured image for “A pension of limited value”
A key component of good financial management is the ability to control your costs. If you have ever run a business you will know this. Too much overhead and not enough income amounts to going bust. The speed of the insolvency is directly related to the degree of overspending. Family
May 16, 2020
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