It’s that time of the year again. Later on this week you will likely be sitting at a Christmas table overflowing with Turkey and trimmings and opening that bottle you’ve kept tucked away while reacquainting yourself with your living room. On the other hand, you may be the more physically …
Funding beyond emergencies
If the Covid-19 pandemic has thought us anything over the last two years, it is the importance of planning. Billions globally could never have envisioned that our lives and economies would be shut down temporarily by the news that the virus had reached our own country’s shores. Depending on the …
Budget 2022 and You
The recently announced 2022 Budget, following the release of a better-than-expected economic forecast, was met with the usual media fanfare and analyst coverage that we have come to expect of the Minister of Finances coup de maître moment. It was a generous budget when viewed in the backdrop of the …
Getting comfortable with Risk
When you think of the phrase “Investing is a game of risk and reward” what springs to mind? For some this will conjure up memories of the 1929 Wall Street crash, for others it will remind them of their last pension valuation report perhaps or a personal business venture they …
Divorce with a clear set of eyes
The recent high-profile divorces of two of the world’s richest men, Jeff Bezos and Bill Gates, have shown if there was any doubt before, that divorce knows no boundaries and can impact anyone at any level of society. It is impartial but not impersonal. There is a lot of emotion …
The Great Wealth Transfer
Acronyms, they are everywhere. Depending on your life stage, profession, or hobbies, you may view one set of letters as having a completely different meaning to that of your son or daughter for example. Our LOL (lots of love) is not their LOL (Laugh out loud), and your POS (point …
Give Income Protection its rightful place
People are sometimes funny. We often ‘put the cart before the horse’ but expect the horse to continue plodding along as normal. The French writer Voltaire put it best when he said, “Common sense is not so common”. A classic example of this would be Insurance. It seems barely a …
Pre-sale planning when exiting your business
Planning. It’s a word all too familiar to Business owners and one often found wanting throughout the busyness of our working and personal lives. Similar to time, we never quite have enough of it and never quite feel we made the best use of it when we did. If you …
Exiting a business with a Directors Pension
A recent 2020 survey by AIB’s Business banking division found that 32% of all Irish SME owners presently operating are likely to exit their businesses within the next five years. This is no small figure, and it raises a number of questions not least about the economic impact of such …
Teamwork in life and in finances
It was just before 3am on Thursday 29th July beneath the watchful gaze of the Tokyo Gate Bridge that Ireland made history again, picking up only our 10th gold medal since the modern Olympic games began in Athens in 1896. Having previously captured a silver medal four years earlier with …