If the Covid-19 pandemic has thought us anything over the last two years, it is the importance of planning. Billions globally could never have envisioned that our lives and economies would be shut down temporarily by the news that the virus had reached our own country’s shores. Depending on the …
From my experience, most investors are very trusting of whoever is advising them about where to place their money for a long term return. While a growing number of such investments are placed into international UCITs the majority of such monies are placed in the unit funds of either life …
Financial thinking and Behaviour, are they the same? If you don’t have a cat as a pet and even if the next two paragraphs might not mean much to you please persevere with me. I should add that I am not a natural animal lover but am more of an …
The more that I earn my livelihood from financial services the more I see the same commentary appear again and again. Call me a cynic but it’s about time that the financial media be it print, TV or digital copped itself on and stopped trying to sensationalise basic issues. With …
As an investment adviser, the starting point for all investment advice is understanding each client’s tendency to take risk as well as their tolerance in accepting possible losses. From an adviser’s perspective the nightmare scenario is a client who tells you that he/she is prepared to take risk in order …
Just because someone appeals to us as an individual doesn’t mean though that they are the right person to give us advice and this is particularly relevant in the area of personal financial advice. Picking the right financial adviser can however be straight-forward, so here’s a few pointers about what to look out for and what you need to ask or investigate before engaging them.
When the words “portfolio”, “client” and “risk” are used in the same sentence, the topic of discussion is more than likely investment advice and investment management. Around the world, advisers routinely categorise investment funds based on established regulatory and industry norms and impart this analysis to their clients. For them, …
As someone who has been advising investment clients for over 30 years I’m something of an elder lemon, to coin a phrase. Some people may call me experienced but experience is usually borne out of your own suffering or watching others suffer. Looking back on the trends of investing over …
With the progress of technology we have got used to instant gratification. We use the internet to research whatever grabs our immediate attention and we use social media to pass this information on. Similarly Reality TV has become a staple in many people’s everyday activity – they watch it, they …
When people gossip, it’s always about someone else and more often than not, there’s a comment on someone’s behaviour. People watching or, more correctly, behaviour watching provides fodder for the chat magazines and the tabloids. This, in turn, has led to the huge growth in reality TV whether it’s the X-Factor, …
