Financial
Insights

Featured image for “Redundancy Options:  Where From Here”
At the time of writing (January 2021), unemployment in Ireland stands at 25% of the workforce due in large part to the Covid-19 pandemic. This is a striking figure, one not seen in over 40 years and one that is heavily comprised sadly of redundancies. It could be a case
January 8, 2021
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Featured image for “Why Financial Planners are essential”
When I meet a prospective client one of the first areas to be discussed is what financial products they currently hold. While many people will know that they have a mortgage and its broad details, less will know about what their pension fund and investments are applied to and even fewer
December 4, 2020
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Featured image for “Covid-19 and Financial Markets 12/11/20”
The Divided States of America Leaving aside the fact that the US election has been topical for the last few months the reason why I often focus on all things American is due to the scale of its economy and its knock on impact on worldwide financial activity and, by
November 15, 2020
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Featured image for “Life Insurance. Why Life Cover Matters.”
Life Insurance offers a man the only way where he can make his Will before he makes his money. Whoever said this was right but how does it happen? How is the cost calculated? What types of cover are there? And what is the true benefit of it all? It’s worth exploring these questions further.
October 9, 2020
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Featured image for “Voluntary Redundancy and You”
Having originally targeted 1,400 employee acceptances in early August 2020, Bank of Ireland made the news in September when it was revealed that some 2,000 members of staff applied for their Voluntary redundancy scheme, equating to more than 19% of their overall workforce. The departures were blamed on persistently low
September 25, 2020
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Featured image for “The society of financial Planners of Ireland”
As a founding member of the Society of Financial Planners of Ireland I am truly delighted to see increased media coverage of our fledgling organisation. This delight extends not from the ego trip that one might think such a name check might get but from the financial media’s recognition that far
September 8, 2020
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Featured image for “Investing with Retirement in mind”
The best way to grow your retirement savings is to invest them intelligently. Putting money in a bank deposit account will, after deduction of DIRT, more than likely not earn you enough to even cover inflation.  In order to beat inflation you have to invest in such a way that your rate of
September 7, 2020
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Featured image for “The importance of diversification”
We all know the phrase of “not putting all of your eggs in the one basket” but when it comes to investing especially if an investor has not experienced poor investment returns in a while (or possibly, even ever) this approach gets consigned to the category of applying to other
August 26, 2020
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Featured image for “Should The Elderly Invest Conservatively?”
There is a broad approach among investment advisers that as a client becomes older they should be advised to become less risk orientated in their investments. This is partly driven by the thought of “how would I advise my parents?” and partly driven by fear of the Financial Regulator finding
August 15, 2020
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