Featured image for “History’s lessons, Plan for Tomorrow”
Some years ago I became involved in using psychometric tools to analyse human behaviour in a financial context. Since then I have been more watchful of both individuals and group dynamics as people go about their daily routines. The skipping of breakfast, grabbing a coffee on the way into work and eating
August 14, 2019
Featured image for “Having money for the rest of your life”
Most personal financial columns have a strong emphasis on investments. How do you get richer? How much can your money grow by? What are you worth? This is understandable as it is something that appeals to the greed element in most people. This is actually the wrong focus when it
August 2, 2019
Featured image for “Income Protection, protect your income.”
Oscar Wilde once said ‘It is better to have a permanent income than to be fascinating’. That begs the question, what is a permanent income and just how permanent is it? Can you protect your income if you have one? The answer is yes and the this is the essence
July 30, 2019
Featured image for “Knowing yourself financially. Knowing your “I””
As someone who is in the investment advisory arena for more years than I actually care to remember I am often asked, by clients and financial media alike, what investments would I recommend to potential investors. My answer is always the same – None! My reason for such a statement is
July 21, 2019
Featured image for “Good investing is not exciting”
Investors are a worrisome lot. When markets are falling many can get upset. Should they sell? Should they buy more? When markets are rising, the questions are the same. Should they sell? Should they buy more? It also depends on what asset is in the news. For a long time
July 17, 2019
Featured image for “The madness of talking about a State budget”
It’s easy to gang up on the Government and say that they should do this or that (and I would agree and disagree with certain pronouncements like every other person in Ireland) but it is hard to make ends meet unless you are consistently in control of all the variables.
June 18, 2019
Featured image for “Make money your student, not master”
Can you make money your student? The title quote is attributed to P.T Barnum, the highly successful American showman. He was accredited with popularising amusements, public museums, and the three-ring circus in the mid-19th century. Hollywood enthusiasts may recognise the name from the 2017 movie ‘The Greatest Showman’ starring Hugh
May 20, 2019
Featured image for “Investing is not risk-free, but why?”
In writing this piece, I’m inclined to reflect on the saying that “there is no such thing as a free lunch”. The same applies to investing, investing is not risk-free and if done incorrectly it can be very costly. Everything in life has both negative and positive aspects to it.
May 19, 2019
Featured image for “Investing takes time, not timing”
It’s amazing. Some years ago it was considered normal if you talked at dinner parties or in the pub about what you invested in and the outcome. With the Celtic Tiger bust, this had become a topic that was taboo. Nevertheless, with stockmarkets hitting all time highs the discussion of
April 11, 2019