Firstly, the health issues Much has been written on the medical and health issues of COVID-19 in recent weeks by people far more knowledgeable than I am, and much more will follow in the weeks to come. Nonetheless, there is no doubt we are going to see a huge increase …
In the last month I have been asked this question six or seven times by different people – clients as well as total strangers. “It’s looking cheap”, they say. “It must be a bargain now with prices so low. What do you think?” So when is it the right time to buy …
Just because someone appeals to us as an individual doesn’t mean though that they are the right person to give us advice and this is particularly relevant in the area of personal financial advice. Picking the right financial adviser can however be straight-forward, so here’s a few pointers about what to look out for and what you need to ask or investigate before engaging them.
Have you ever given advice to a member of your family, a friend or a co-worker or even a total stranger? Of course you have, everybody does it. We do it partly out of trying to be helpful but we also do it sometimes because it makes us feel important. …
When the words “portfolio”, “client” and “risk” are used in the same sentence, the topic of discussion is more than likely investment advice and investment management. Around the world, advisers routinely categorise investment funds based on established regulatory and industry norms and impart this analysis to their clients. For them, …
As someone who is advising investment clients for over 30 years it never ceases to amaze me when history tends to repeat itself. When markets are in the ascendency everyone, it seems, chases the latest investment trend in the same manner as fashion trends exist. In the last decade we …
A question I get asked quite frequently, even in today’s economy, is: ” Is my money safe?” There is no doubt that the level of distrust and incredulity that was directed towards banks after the Celtic Tiger crisis had turned a once sacred cow into a national pariah. And from that, …
As someone who has been advising investment clients for over 30 years I’m something of an elder lemon, to coin a phrase. Some people may call me experienced but experience is usually borne out of your own suffering or watching others suffer. Looking back on the trends of investing over …
With the progress of technology we have got used to instant gratification. We use the internet to research whatever grabs our immediate attention and we use social media to pass this information on. Similarly Reality TV has become a staple in many people’s everyday activity – they watch it, they …
Recently while reading the Sunday papers I came across an article which contained summary views from a number of financial advisers and investment managers on what readers should be investing in going forward. The article was typical of what usually appears in the printed media at every year end/January with …
