It’s easy to gang up on the Government and say that they should do this or that (and I would agree and disagree with certain pronouncements like every other person in Ireland) but it is hard to make ends meet unless you are consistently in control of all the variables. …
Make money your student, not master
Can you make money your student? The title quote is attributed to P.T Barnum, the highly successful American showman. He was accredited with popularising amusements, public museums, and the three-ring circus in the mid-19th century. Hollywood enthusiasts may recognise the name from the 2017 movie ‘The Greatest Showman’ starring Hugh …
Investing is not risk-free, but why?
In writing this piece, I’m inclined to reflect on the saying that “there is no such thing as a free lunch”. The same applies to investing, investing is not risk-free and if done incorrectly it can be very costly. Everything in life has both negative and positive aspects to it. …
Investing takes time, not timing
It’s amazing. Some years ago it was considered normal if you talked at dinner parties or in the pub about what you invested in and the outcome. With the Celtic Tiger bust, this had become a topic that was taboo. Nevertheless, with stockmarkets hitting all time highs the discussion of …
Smart Investing – behaviour and Wealth
Every so often I meet a personal investor who will tell me that now is the right time or the wrong time to invest. This may depend on whether the markets are going up or down as well as depending on that individual’s past experience. Despite having 30 years of …
10 Tips on improving your financial wellbeing
Every so often I come across a new client who is searching for the magic elixir of finance – the quick fix to all their financial woes. What they are really seeking is a quick and easy way to make more money without taking risk or putting in time. A …
Can I trust you? The Financial Adviser
Occasionally I am asked “How do I know that I can trust you?” The posing of the question is not unreasonable. They may be about to hand over the advice on their investment, pension, life assurance and financing to someone that was, up to a day or two previous, a total …
So what do you do? Financial Planning is..
Were you ever at some event or other which didn’t involve people who worked in your industry and you get asked by people who never met you before: “Well, what do you do?”. As a Financial Planner this question may lead to a number of raised eyebrows when I respond. …