It’s that time of the year when everyone takes stock of what they should have done in the last year and what they really should do in the coming year. So if you are really going to get stuck into this area now, here are eleven questions to ask either your current …
“Should I Stay or Should I Go?” Some weeks ago we mentioned the dilemma that politicians worldwide faced on when and how to open up their economies. Those of you reading this update that are old enough to remember this song from The Clash in 1982 might also remember the …
When I mention that I am a Financial Planner to someone who doesn’t know me I sometimes get strange looks as if I am either someone from other space. Maybe it’s because the words “Financial Planner” have become confused in most people’s lexicon with terms such as “Financial Adviser” or “Financial Consultant”. It …
A key component of good financial management is the ability to control your costs. If you have ever run a business you will know this. Too much overhead and not enough income amounts to going bust. The speed of the insolvency is directly related to the degree of overspending. Family …
What is the difference between financial planning and financial advice? A little over nine years ago a new personal financial qualification, the Graduate Diploma in Financial Planning was introduced by University College Dublin in conjunction with support from the Life Insurance Association, the Institute of Bankers and the Institute of …
Stock markets are now at all time highs. Who would have thought that we would be saying that after the Global Financial Crisis back in 2008. Surely equity markets are now toppy? Many investors who went to cash around then have been too frightened to come back into the market …
Thankfully in Ireland aside from any additional life protection that Widow’s, Widower’s of surviving civil partner’s had in place to plan for the loss of income upon death, the State also provides two forms of pensions to persons who are bereaved, namely a contributory and non-contributory pension. Today’s insight will discuss the Contributory pension in depth.
The virus persists Boris Johnston has returned to work this morning and on first glance appears to be a far slimmer version of himself from a few weeks ago, evidence, if it was ever needed, of the severity of the personal impact of Covid-19. As at the time of writing …
Financial thinking and Behaviour, are they the same? If you don’t have a cat as a pet and even if the next two paragraphs might not mean much to you please persevere with me. I should add that I am not a natural animal lover but am more of an …
What is R0 and why is it important? R0 is a statistical representation that epidemiologists use to describe how an infectious disease spreads through a population. Put simply, the average sick person, in a totally receptive population, must be able to get at least one other person sick (R0 = …
