Have you ever given advice to a member of your family, a friend or a co-worker or even a total stranger? Of course you have, everybody does it. We do it partly out of trying to be helpful but we also do it sometimes because it makes us feel important. …
knowing your financial self
With the progress of technology we have got used to instant gratification. We use the internet to research whatever grabs our immediate attention and we use social media to pass this information on. Similarly Reality TV has become a staple in many people’s everyday activity – they watch it, they …
Expert Investment advice should be ignored
Recently while reading the Sunday papers I came across an article which contained summary views from a number of financial advisers and investment managers on what readers should be investing in going forward. The article was typical of what usually appears in the printed media at every year end/January with …
Spotting a Financial scam – ‘Get rich quick’
One of the advantages of the Celtic Tiger, was that investors learned that greed does not pay. Sooner or later, there is a price to pay. For those that can restart their lives eventually there were a few lessons to be learnt. The least of which was realising that if something …
‘What if?’ Financial plans vs products
As a financial planning firm we get involved in a lot of sophisticated financial analysis. We crunch numbers in spreadsheets and similar tools with the same passion as kids (and now more recently many adults) play video games. Sad you might say that we prefer Excel to the latest PlayStation …
Knowing yourself financially. Knowing your “I”
As someone who is in the investment advisory arena for more years than I actually care to remember I am often asked, by clients and financial media alike, what investments would I recommend to potential investors. My answer is always the same – None! My reason for such a statement is …
The madness of talking about a State budget
It’s easy to gang up on the Government and say that they should do this or that (and I would agree and disagree with certain pronouncements like every other person in Ireland) but it is hard to make ends meet unless you are consistently in control of all the variables. …
10 Tips on improving your financial wellbeing
Every so often I come across a new client who is searching for the magic elixir of finance – the quick fix to all their financial woes. What they are really seeking is a quick and easy way to make more money without taking risk or putting in time. A …
Can I trust you? The Financial Adviser
Occasionally I am asked “How do I know that I can trust you?” The posing of the question is not unreasonable. They may be about to hand over the advice on their investment, pension, life assurance and financing to someone that was, up to a day or two previous, a total …
So what do you do? Financial Planning is..
Were you ever at some event or other which didn’t involve people who worked in your industry and you get asked by people who never met you before: “Well, what do you do?”. As a Financial Planner this question may lead to a number of raised eyebrows when I respond. …