As someone who is advising investment clients for over 30 years it never ceases to amaze me when history tends to repeat itself. When markets are in the ascendency everyone, it seems, chases the latest investment trend in the same manner as fashion trends exist. In the last decade we …
A question I get asked quite frequently, even in today’s economy, is: ” Is my money safe?” There is no doubt that the level of distrust and incredulity that was directed towards banks after the Celtic Tiger crisis had turned a once sacred cow into a national pariah. And from that, …
As someone who has been advising investment clients for over 30 years I’m something of an elder lemon, to coin a phrase. Some people may call me experienced but experience is usually borne out of your own suffering or watching others suffer. Looking back on the trends of investing over …
With the progress of technology we have got used to instant gratification. We use the internet to research whatever grabs our immediate attention and we use social media to pass this information on. Similarly Reality TV has become a staple in many people’s everyday activity – they watch it, they …
Recently while reading the Sunday papers I came across an article which contained summary views from a number of financial advisers and investment managers on what readers should be investing in going forward. The article was typical of what usually appears in the printed media at every year end/January with …
When people gossip, it’s always about someone else and more often than not, there’s a comment on someone’s behaviour. People watching or, more correctly, behaviour watching provides fodder for the chat magazines and the tabloids. This, in turn, has led to the huge growth in reality TV whether it’s the X-Factor, …
I have been helping clients make investment decisions for over 25 years and it never ceases to amaze me how the adage of “plus ça change, plus c’est la même chose” still applies – the more things change, the more things stay the same. Avoiding investment mistakes if no different. …
As experienced Financial Planners we have become skilled in assisting our clients plan for their eventual retirement. A comfortable Old Age is not, however, just about having a pension plan, even though this may be part of the solution. Clever planning for retirement can assist greatly by: 1. Building Sufficient …
One of the advantages of the Celtic Tiger, was that investors learned that greed does not pay. Sooner or later, there is a price to pay. For those that can restart their lives eventually there were a few lessons to be learnt. The least of which was realising that if something …
As a financial planning firm we get involved in a lot of sophisticated financial analysis. We crunch numbers in spreadsheets and similar tools with the same passion as kids (and now more recently many adults) play video games. Sad you might say that we prefer Excel to the latest PlayStation …
