The Divided States of America Leaving aside the fact that the US election has been topical for the last few months the reason why I often focus on all things American is due to the scale of its economy and its knock on impact on worldwide financial activity and, by …
Life Insurance offers a man the only way where he can make his Will before he makes his money. Whoever said this was right but how does it happen? How is the cost calculated? What types of cover are there? And what is the true benefit of it all? It’s worth exploring these questions further.
Having originally targeted 1,400 employee acceptances in early August 2020, Bank of Ireland made the news in September when it was revealed that some 2,000 members of staff applied for their Voluntary redundancy scheme, equating to more than 19% of their overall workforce. The departures were blamed on persistently low …
As a founding member of the Society of Financial Planners of Ireland I am truly delighted to see increased media coverage of our fledgling organisation. This delight extends not from the ego trip that one might think such a name check might get but from the financial media’s recognition that far …
The best way to grow your retirement savings is to invest them intelligently. Putting money in a bank deposit account will, after deduction of DIRT, more than likely not earn you enough to even cover inflation. In order to beat inflation you have to invest in such a way that your rate of …
We all know the phrase of “not putting all of your eggs in the one basket” but when it comes to investing especially if an investor has not experienced poor investment returns in a while (or possibly, even ever) this approach gets consigned to the category of applying to other …
There is a broad approach among investment advisers that as a client becomes older they should be advised to become less risk orientated in their investments. This is partly driven by the thought of “how would I advise my parents?” and partly driven by fear of the Financial Regulator finding …
When divorce is mentioned the common reaction is that it is mainly a legal matter and legal advice, quite properly, is sought out. But this is just the start. Experts are then arranged by the legal advisor usually in the area of childcare (if relevant) but most likely in pension assessment and or financial analysis. This means that the role of a financial adviser during a divorce becomes more central than what many people might normally think of, and that’s where we come in.
From my experience, most investors are very trusting of whoever is advising them about where to place their money for a long term return. While a growing number of such investments are placed into international UCITs the majority of such monies are placed in the unit funds of either life …
7,271 – 520,000 – 11,000,000 In my newsletter at the start of June I cautioned that as lockdowns were eased globally the following weeks would tell a lot in terms of ongoing infection figures. As the World enters its sixth month of Covid-19, the numbers above represent respectively the daily …
