The Aspire Life Plan , Your Plan, Your Way

The Aspire Life Plan™ is our premium financial planning service and normally addresses the following issues, where relevant to the individual client circumstances:

What The Aspire Life Plan Contains

Personal Planning

  • Personal Goals & Aspirations
  • Review of current and future expenditure levels
  • Current and possible future medical issues of clients, their dependants & other parties.
  • Behavioural finance coaching of you and your life partner

Estate Planning

  • Wills
  • Family members with Special Needs
  • Discussion of issues surrounding Domicile
  • Enduring Power of Attorney
  • Trusts
  • Guardianship arrangements, if needed
  • Tax Efficient Gifting & Bequeathing to children
  • Business Buy & Sell Agreements

Personal Retirement Funding

  • Adequacy of current pension product arrangements
  • Maximising pension contribution levels
  • Review of any Defined Benefit pension scheme funding in Ireland and other jurisdictions
  • Investigation of entitlement to State Pension benefits in Ireland and other jurisdictions
  • Investment strategy for pre-retirement and post retirement scenarios
  • Integration of State Invalidity Benefits

Savings & Investment Planning

  • Protection strategies for cash holdings
  • Identification of required investment return
  • Investment portfolio asset allocation and related risk reward trade off
  • Sustainable Investment Options
  • Sensitivity analysis of possible investment outcomes
  • Investment product costings, if needed
  • Tax & legal issues of using different investment products

Tax Planning Issues

  • Prioritising income drawdown in a tax efficient manner from a range of personal assets.
  • Use of income tax allowances
  • Inheritance tax & gift tax liabilities

Lifetime Cashflow Planning Analysis

  • Long term medical expenses
  • Education & training of children
  • Expiry date of cash availability

Personal Protection

  • Life Assurance Cover for families and borrowings
  • Replacement Income in Times of Major Illness
  • Specified Illness Lump Sum Payments
  • State Invalidity & Death Benefits

Business Protection

  • Corporate Co-Directors Cover
  • Partnership Life Assurance
  • Keyman Cover
  • Employee Group Risk Benefits

Top 3 FAQs for Drafting a Financial Plan

Using Our Services

How We Work

As one of Ireland’s leading financial planning firms there’s very little we haven’t encountered to help our clients prepare for. Our experience, technical knowledge and willingness to see things from your perspective means that whatever you have in mind for you and your family’s future we can help you plan the best way to get there.
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Fees

We are a fee based financial planning firm. This means that we can focus on delivering the best advice for our clients needs and aren’t compromised by ties to financial product providers such as investment companies and pension providers.
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Financial Planning Insight
Find Out How To Create Your Own Aspire Life Plan

Improve your financial future by arranging a call back or online meeting.

Simply book yourself into an appointment at one of our available times.