Posts Tagged keeping up with the Joneses

The Cat’s Butler. How Behaviour Influences Our Financial Thinking.

If you don’t have a cat as a pet and even if the next two paragraphs might not mean much to you please persevere with me. I should add that I am not a natural animal lover but am more of an assistant to those around me that are. Nevertheless I find myself catering to every whim that our cat meows. This includes opening the front door to let him look out before he decides

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10 Tips To Improve Your Financial Wellbeing.

Every so often I come across a new client who is searching for the magic elixir of finance – the quick fix to all their financial woes. What they are really seeking is a quick and easy way to make more money without taking risk or putting in time. Unfortunately financial management on a personal level and the advice that is needed is not sexy or glamorous. In fact, it’s plain dull and boring. Nevertheless

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Having Money For The Rest Of Your Life

Most personal financial columns have a strong emphasis on investments. How do you get richer? How much can your money grow by? What are you worth? This is understandable as it is something that appeals to the greed element in most people but it is actually the wrong focus when it comes to money management. Those who have either read the book or seen the various films or TV series of Jane Austen’s “Pride and

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“He didn’t lick it off a stone!”

When people gossip, it’s always about someone else and more often than not, there’s a comment on someone’s behaviour. In Ireland we have a saying “He didn’t lick it off a stone” and for the non Irish readers of this blog, this “translates” into meaning that his behaviour is similar to someone else within his family. In other words, his behaviour has been influenced by his upbringing. People watching or, more correctly, behaviour watching provides

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What To Do With Cash!

Stock markets are now at all time highs. Who would have thought that we would be saying that after the Global Financial Crisis back in 2008. Surely equity markets are now toppy? Many investors who went to cash around then have been too frightened to come back into the market in the intervening period and are now only considering re-entering after an almost 200% gain in stock prices. If anything this sounds like a classic

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Should I Buy Property Now?

In the last month I have been asked this question six or seven times by different people – clients as well as total strangers. “It’s looking cheap”, they say. “It must be a bargain now with prices so low. What do you think?” Like everything beauty is in the eye of the beholder and Irish property has, unfortunately, been beholden by an awful lot of people in the past. But is there value now available to investors?

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What is Financial Planning All About?

When I mention that I am a Financial Planner to someone who doesn’t know me I sometimes get strange looks as if I am either someone from other space or somewhere else. Some that know me well might rib me a bit on the former but sometimes saying the truth, especially about money matters, doesn’t earn you any bouquets.  Maybe it’s because the words “Financial Planner” have become confused in most people’s lexicon with terms such as “Financial Adviser”

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The Madness of Budgets (or talking about them)

This coming week will see the Irish Government introduce its 2014 State Budget. The Sunday newspapers today are full of commentary and recommendations for what the Government should or should not be doing. While the news over the weekend that we will exit the Bailout in December is to be welcomed the truth is that the Irish State 2014 Income & Expenditure has been written in stone for several years. Thanks to the sins of

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