Posts Tagged importance of having income

Why Can’t Investing Be Risk Free?

In writing this piece, I’m inclined to reflect on the saying that “there is no such thing as a free lunch”. Everything in life has both negative and positive aspects to it. It’s just that sometimes we don’t see the negatives or if we do, we choose to ignore them in favour of the more comfortable outcome that we desire. Personal investing falls into this overall category as well. Over the many years of advising clients

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10 Tips To Improve Your Financial Wellbeing.

Every so often I come across a new client who is searching for the magic elixir of finance – the quick fix to all their financial woes. What they are really seeking is a quick and easy way to make more money without taking risk or putting in time. Unfortunately financial management on a personal level and the advice that is needed is not sexy or glamorous. In fact, it’s plain dull and boring. Nevertheless

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Having Money For The Rest Of Your Life

Most personal financial columns have a strong emphasis on investments. How do you get richer? How much can your money grow by? What are you worth? This is understandable as it is something that appeals to the greed element in most people but it is actually the wrong focus when it comes to money management. Those who have either read the book or seen the various films or TV series of Jane Austen’s “Pride and

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Well what do you do?

Were you ever at some event or other which didn’t involve people who worked in your industry and you get asked by people who never met you before: “Well, what do you do?” I have to admit that, as someone who is not as outgoing as most people, I used to find this question somewhat awkward, even though I am self employed and my business depends on growth through new client relationships. Despite being involved

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Got Any Tips From The Shoeshine Boy?

Since the low point of the last equity bear market – February 2009 – world stock markets have almost tripled in value. Irish investors have had the added bonus of the Euro falling in value over the same period which, in turn, has added up to 20% in currency gains on foreign investments. Huge gains no matter what way you look at things. So is this a sign of further things to come? Maybe, maybe not.

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What is Financial Planning All About?

When I mention that I am a Financial Planner to someone who doesn’t know me I sometimes get strange looks as if I am either someone from other space or somewhere else. Some that know me well might rib me a bit on the former but sometimes saying the truth, especially about money matters, doesn’t earn you any bouquets.  Maybe it’s because the words “Financial Planner” have become confused in most people’s lexicon with terms such as “Financial Adviser”

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