Second Opinion Review
Over the years we have got requests from existing clients to review financial products – investments, pensions, savings and life assurance – held by themselves, family or friends.
In some cases we have also been asked by legal firms assisting plaintiffs or defendants in cases involving financial fraud or negligence to investigate unusual situations.
The Value in Getting A Second Opinion
In our review work we find that we identify issues that either the client or their adviser may not have taken in account in either the suitability of the financial product or the possible outcomes that may arise in future.
Financial Fraud And Negligence
From time to time, we have been engaged as an expert in many legal cases involving advisory fraud or financial negligence.
While most of this this type of work involves engagement by plaintiffs or their legal representatives we have also been engaged by professional indemnity insurers who wish to get an independent perspective of a particular issue that they may have insured.
A Second Opinion should act as an affirmation exercise, either of your own Financial Adviser’s correct choices or as a confirmation of your own doubts about whether your plan is on track. It may be that you want to address a specific issue that you feel is not being addressed to your satisfaction by your current adviser. Alternatively, you may just want to know more about whether your annual fees are in line with market norms or need to get a feel for the wider market fund options available to you.
Consider the below list of questions which will help you to ensure you get the most out of your Second Opinion:
- Is my investment strategy on track with my objectives in your opinion? If so, why/why not?
- In terms of my pension contributions and thresholds, am I maximising my tax-reliefs, or could I do things differently?
- Does my financial plan align with my present-day family circumstances? If so, why/why not?
- In respect of the funds I am invested in, do they accurately reflect my risk tolerance and my possible need to get better co-ordination between risk and reward?
- What is the adviser’s own investment philosophy and approach to advising clients and managing the client/advisor relationship?
Questions you may have..
Using Our Services
How We Work
What The Aspire Life Plan™ Provides
Need A Second Opinion On Financial Matters?
Clarify the situation by arranging a call back or online meeting.
Simply book yourself into an appointment at one of our available times