There have been many onset issues that have stemmed from the pandemic since it made its global presence known in early 2020. Several lessons have and will be learnt but perhaps the greatest of all lessons will be that life is fragile. Things that we took for granted we can …
People are sometimes funny. We often ‘put the cart before the horse’ but expect the horse to continue plodding along as normal. The French writer Voltaire put it best when he said, “Common sense is not so common”. A classic example of this would be Insurance. It seems barely a …
Planning. It’s a word all too familiar to Business owners and one often found wanting throughout the busyness of our working and personal lives. Similar to time, we never quite have enough of it and never quite feel we made the best use of it when we did. If you …
A recent 2020 survey by AIB’s Business banking division found that 32% of all Irish SME owners presently operating are likely to exit their businesses within the next five years. This is no small figure, and it raises a number of questions not least about the economic impact of such …
It was just before 3am on Thursday 29th July beneath the watchful gaze of the Tokyo Gate Bridge that Ireland made history again, picking up only our 10th gold medal since the modern Olympic games began in Athens in 1896. Having previously captured a silver medal four years earlier with …
What makes a good financial prophet? Predicting investment returns is akin to make weather forecasts. While you might get a sense of what might happen over the next few days, further out is totally impossible and the real experience can be totally random on any given day.
Last week there was extensive media coverage of a report that, at a very high level, seemed to imply that pension funds are charging 3% p.a. in fees and are putting pension plan holders’ future pension pots in jeopardy as a result. For my own part a number of my own clients reached out to me and enquired as to whether this report was relevant to them and how much fees where they themselves paying.
A QROP is a pension scheme that is approved by the HMRC (UK’s Revenue and customs office) for transferability of UK pension benefits to Ireland in a tax free manner in the eyes of the UK revenue once certain criteria is met.
Partnership Insurance is a form of Life Insurance that provides compensation to the remaining Partner in this event in order to allow them to buy the deceased person’s share of the partnership from their next-of-kin.
In the week that’s in it for golf nerds I thought that I would highlight the role that a great Financial Planner carries out is something akin to that of a what a great Professional Golf Caddy does. For those who aren’t tuned into Sky Sports Golf over the last few days the 2021 Masters is being held this week in Augusta, Georgia and only the world’s best golfers are invited to participate. Included in this year’s golfers are our own Rory McIlroy and Shane Lowry.
