A home mortgage is likely to be the biggest financial transaction in your life. As such you need to be sure that it is the best fit for your circumstances and that you get the best deal possible. From the lender’s perspective they will assess you on a number of …
A Guide To Your Home Buying Journey
Getting Ready to Apply For A Mortgage Buying a new home is probably the biggest and most exciting financial decision you will ever make. For many people it is also the first time that they will start thinking about a home mortgage. Apart from picking out your dream home, it …
Financial Resolutions Are Made For Keeping
It’s that time of the year again. Later on this week you will likely be sitting at a Christmas table overflowing with Turkey and trimmings and opening that bottle you’ve kept tucked away while reacquainting yourself with your living room. On the other hand, you may be the more physically …
Funding beyond emergencies
If the Covid-19 pandemic has thought us anything over the last two years, it is the importance of planning. Billions globally could never have envisioned that our lives and economies would be shut down temporarily by the news that the virus had reached our own country’s shores. Depending on the …
Budget 2022 and You
The recently announced 2022 Budget, following the release of a better-than-expected economic forecast, was met with the usual media fanfare and analyst coverage that we have come to expect of the Minister of Finances coup de maĂ®tre moment. It was a generous budget when viewed in the backdrop of the …
Getting comfortable with Risk
When you think of the phrase “Investing is a game of risk and reward” what springs to mind? For some this will conjure up memories of the 1929 Wall Street crash, for others it will remind them of their last pension valuation report perhaps or a personal business venture they …
What to do with Ulster Bank & KBC Deposits
In recent weeks we have received a number of phone calls from clients who have deposit accounts with either Ulster Bank or KBC. With the imminent departure of these banks from the Irish banking scene many have sought out our advice as to what to do with these deposits. In …
It’s Pensions Awareness Week
It’s Pensions Awareness Week once again and in a similar vein to last year the pensions landscape, though improving, is still far behind where it should be in terms of usage and wide-scale uptake across Ireland. There is a combination of reasons for this ranging from concerns about a lack …
Divorce with a clear set of eyes
The recent high-profile divorces of two of the world’s richest men, Jeff Bezos and Bill Gates, have shown if there was any doubt before, that divorce knows no boundaries and can impact anyone at any level of society. It is impartial but not impersonal. There is a lot of emotion …
The Great Wealth Transfer
Acronyms, they are everywhere. Depending on your life stage, profession, or hobbies, you may view one set of letters as having a completely different meaning to that of your son or daughter for example. Our LOL (lots of love) is not their LOL (Laugh out loud), and your POS (point …