Pension Funds and Fees

Pension Funds and Fees

Last week there was extensive media coverage of a report that, at a very high level, seemed to imply that pension funds are charging 3% p.a. in fees and are putting pension plan holders’ future pension pots in jeopardy as a result. For my own part a number of my own clients reached out to me and enquired as to whether this report was relevant to them and how much fees where they themselves paying.

The 2021 Masters Aspire Wealth Management Financial Advisor Golf Caddy

A Great Financial Planner and a Golf Caddy

In the week that’s in it for golf nerds I thought that I would highlight the role that a great Financial Planner carries out is something akin to that of a what a great Professional Golf Caddy does. For those who aren’t tuned into Sky Sports Golf over the last few days the 2021 Masters is being held this week in Augusta, Georgia and only the world’s best golfers are invited to participate. Included in this year’s golfers are our own Rory McIlroy and Shane Lowry.

Corporate Co-Director's Insurance Aspire Wealth management Dublin Ireland

Corporate Co-Director Insurance

In the midst of running your business it is all too easy to overlook performing due diligence on the very asset that keeps all of the above in check, you.

This is where the need for a life assurance business arrangement comes into play and while there are a number of structures that can be enacted, for the purpose of simplicity, Corporate Co-Director Insurance is also referred to as shareholder protection.

Keyperson Insurance Aspire Wealth Management

Keyperson Insurance for your key people.

In order for any business to ‘keep going’ it needs to ensure that its key people are properly motivated and remunerated for the expertise, value, and insight that they add. But what happens if those key people can’t keep ‘going’? If their stopping has major financial and operational ramifications for the business. If that person became seriously ill or even passed away suddenly, what safeguards do you have in place?
Thankfully, this gap can be bridged to compensate for these unknowns by taking out Keyperson Insurance on those key members of staff that are critical to your business’ success.

Davy 16 Financial Advisor

Davy Scandal, a Trusted Financial Adviser?

In the past week, Irish financial circles have been rocked by the Central Bank of Ireland fining Davy Stockbrokers €4.13 million for breaching market rules in 2014 through a transaction that involved its senior management, many of whom are still in leadership roles there. Within its current website, Davy states that it “is a trusted market leader in wealth management and capital markets, building rewarding relationships that last. At Davy, it’s not just business, it’s personal.”